Mobile Money

Contactless Payments

Mi-Pay has a pragmatic attitude to contactless payments usually based around the deployment of mobile phones equipped with NFC (Near Field Communication) services or the ability to display/read 2D barcodes. Despite many years of development leading to various small-scale user trials, very little has actually happened in a commercial scale outside of Japan. We at Mi-Pay have a great deal of collective expertise in this field and are happy to advise on potential contactless payment services with potential clients.

Micro-Finance

Mi-Pay’s micro-finance solution provides a fully managed, client branded mobile solution for distributing loans (funds) and managing the collection of loan repayments as well as enabling the secure transfer of grants and other government funds to farmers, fishermen and other communities. The service is also designed to be used by NGO’s wishing to make payments to agents and employees “in the field” and handles all client management from a mobile phone securely interfacing to the loans administration system or other back-office applications.

Mobile Banking

Mi-Pay’s mobile banking system is designed to deliver a mobile banking service to end users through their handsets, from both simple virtual banking services against local stored value accounts to full scale mobile banking services against bank controlled accounts. Our services can also be used to manage credit cards or secure access to web-based banking using the handset to provide a simple, and secure two-factor authentication system. Mi-Pay already interfaces directly into a number of core retail banking systems and is sold by them to banks and financial institutions across the World.