Mobile Money

Mobile Banking

Mi-Pay’s mobile banking system is designed to deliver a mobile banking service to end users through their handsets, from both simple virtual banking services against local stored value accounts to full scale mobile banking services against bank controlled accounts. Our services can also be used to manage credit cards or secure access to web-based banking using the handset to provide a simple, and secure two-factor authentication system. Mi-Pay already interfaces directly into a number of core retail banking systems and is sold by them to banks and financial institutions across the World.

Micro-Finance

Mi-Pay’s micro-finance solution provides a fully managed, client branded mobile solution for distributing loans (funds) and managing the collection of loan repayments as well as enabling the secure transfer of grants and other government funds to farmers, fishermen and other communities. The service is also designed to be used by NGO’s wishing to make payments to agents and employees “in the field” and handles all client management from a mobile phone securely interfacing to the loans administration system or other back-office applications.

Mobile Payments

Mi-Pay provides a wide range of client branded mobile initiated payment services that allows end consumers to make payments directly from their own handsets using a pre-charged virtual account, or to utilise a local agent also equipped with a mobile phone who acts as a "mobile ATM" handling cash based payments on the consumers behalf.