Investor overview

Welcome to Mi-Pay. We are a recognised leader and pioneer in the cardholder-not-present payment solutions market. We have a particular expertise in assessing and mitigating fraud risks whilst optimising the direct top-up journey for prepay mobile or international calling card consumers and increasing non-fraudulent transaction acceptance rates. This expertise allows us to offer outsourced services that are fully indemnified (subject in most cases to certain limits) against fraud, which adds significant value to the proposition to our customers and is believed to be a key competitive advantage.

Our service allows end-customers to top up using multiple payment methods, such as credit/debit card, Paypal™, bank transfer and direct debit across all channels including: web, on-device and interactive voice response. In addition, we have recently launched social media applications, which have been shown to increase top-up transaction values for operators by up to 20%. A key benefit to operators of using our services is that they can improve the retention rate of their prepaid customers significantly by increasing the number of available channels, and therefore making it easier to top-up.

The Mi-Pay product is a sophisticated and comprehensive service platform, including a fully certified Payment Card Industry (PCI) DSS Level 1 compliant payment gateway and BACS approved direct debit bureau. We are PCI:DSS Level 1 certified as both a service provider and a merchant. This certification is essential for any merchant or service provider processing card transactions. PCI compliance and certification is a complex and lengthy process. Having the relevant certification increases the attractiveness of outsourcing top-up services to a third party such as ourselves.

We sell, integrate and operate our products and solutions on a global basis. Our solution is in no way related to the Mi Pay mobile wallet solution launched by Xiaomi in non-competing geographies.

The information contained within the investor relations section of Mi-Pay’s website is disclosed for the purposes of AIM Rule 26. This information was last updated on 22 February 2019.

Mi-Pay Group plc is subject to the UK City Code on Takeovers and Mergers.

Registered Office:

30 Crown Place
Earl Street
London EC2A 4ES

Registered Number: 5550853

Date of incorporation: 1st September 2005

Mi-Pay Group Plc’s country of incorporation and principle country of operation is England.